Welcome to our Blog ~ Come in and get to know us!

WELCOME ~

We have created this blog in order to help EVERYONE who comes here who may have financial worries or concerns.

We will post Daily Deals, Tax Advice, Financial Help, Coupons and more.

Thank you for reading and JOINING our blog ~ We do ask you to Pay It Forward and share this blog with everyone you know who can benefit from this site!

God Bless and Good Luck!

Monday, November 14, 2011

FREE PANTIES ~ No Purchase Necessary ~ Victoria's Secret

http://www.heavenlysteals.com/2011/11/free-cotton-panty-from-victorias-secret.html

Free or Cheap Suave Shampoo ~ GET IT NOW!

New Suave Coupon = FREE or Inexpensive Deodorant! http://shar.es/oaJmj

Thursday, November 10, 2011

BLACK Friday at Walmart!

Walmart Black Friday 2011 Ad! http://bit.ly/vbPzOw
www.cutthemcoupons.com
The Walmart Black Friday Ad is out!! Walmart will be starting their doorbuster deals at 10 PM on Thanksgiving! So be prepared to head out early!

Monday, October 31, 2011

Saturday, October 22, 2011

30,000 FREE $25 American Express Cards GiveAway!

Click here to get this freebie

November 1, 2011 ~  FedEx will give away for free 30,000 Shop-Small American Express gift cards, each worth $25, to consumers through a Facebook promotion leading up to Small Business Saturday on November 26.

Ten thousand additional cards will be distributed directly to FedEx customers.

Read all about it with link provided.

Friday, October 14, 2011

FREE lotion from Bath and Body Works online and in-stores!

**NO PURCHASE NECESSARY**

WOW! We all love free, don't we?

Just click here and print: http://bbw.imageg.net/graphics/media/bbw/2011/fb/fb_Be_Enchanted_exclusive.pdf

Thursday, October 13, 2011

Cash Rewards Survey ~

I just earned $0.50 at Cashback Research! http://www.Cashbackresearch.com/doi/?SubID=TwitterDash via @CashbackResearch

Join Today and Earn Today! A great way to sign up for numerous survey companies all at once and earn money. A "win ~ win" situation!

Good Luck and God Bless! =]

Tuesday, October 11, 2011

Keep you Kids Healthly this year!

Moms & Dads Everywhere ~ Keep your children healthy as possible with Coats, Sweaters, Gloves, Hats, Hand Sanitizer and Vitamins but here is another great resource.  Give them Emergen-C for Kids. :)

Emergen-C kids is proven to help kids stay healthy and cold free all year round, but before you go out and buy it, try out their Free Sample.

 :D  Get Your Free Sample!

Friday, October 7, 2011

LION KING ~ FREE Event at The Disney Store

Free The Lion King Event on October 8, 2011 at The Disney Store


On October 8, 2011, participating The Disney Store locations will host free The Lion King event. Therell be a The Lion King storytime, a sing-along, parade & more. Costumes encouraged.
http://www.disneystore.com/?CMP=AFL-AffLSGen&att=LSGenAffl&afsrc...
Therell be three sessions: Session 1 at 10:30 a.m., Session 2 at noon, and Session 3 at 1:30 p.m. Your child needs to be at least three to attend. Space is limited at each session, depending on store capacity, but dont get there too earlyyou cannot lineup prior to 30 minutes before the event.
http://www.disneystore.com/

FREE PANCAKES ~ IHOP

Join IHOP(r) Pancake Revolution and get a free meal

Sign up for IHOP(r) Pancake Revolution and get a free mean just for signing up, on your birthday, and on your 1 year anniversary of joining the Pancake Revolution

Get your Join IHOP(r) Pancake Revolution and get a free meal now!

Wednesday, October 5, 2011

Totally Free Samples and Coupons ~ Great Savings Everyday!

This is a free website, loaded with free coupons, savings and free samples. Check them out and signup for the free newsletter that keeps you up to date on savings! Click the link below or copy and paste the link to your web browser.

http://www.totallyfreecrap.com/

Monday, October 3, 2011

Money Earned at HOME - InBox Dollars

Use this link below and sign up for one of the easiest ways to earn money.  Easy and Fast!

It only takes a short amount of time on your computer each day.  Just click on the ads and surveys, read your emails then sit back and you will receive cash for every ad you read.  Its very simple, and it's FREE to Sign up!  Do it TODAY and get $5.00 just for signing up.

http://www.inboxdollars.com/?r=ref4477374

Saturday, October 1, 2011

FREE CELL PHONE SERVICE

Individuals in 31 states participating in state or federal public assistance programs, including food stamps, are eligible for a free cell phone and free minutes. Applications can be filled out at local community action agencies or online at the SafeLink website.
  1. History

    • In 1984, the Federal Communications Commission created the Lifeline program. This program was planned for low-income households so they could afford basic telephone service. Today, Lifeline wireless phones are available through SafeLink. SafeLink was created by TracFone to provide free phones and free airtime minutes for qualifying individuals.

    Significance

    • SafeLink eligibility requires applicants to be a current participant in state or federal assistance programs such as Medicaid, Federal Public Housing Assistance, Supplemental Security Income or food stamps. Persons may also be eligible if the total family income is at or below state and federal poverty guidelines. Qualifications may differ by state.

    Considerations

    • The number of free minutes available each month is dependent on state guidelines. Three plans are available to choose from. Participants do not have to sign a contract and they can purchase additional minutes if necessary. Caller ID, call waiting and voicemail are included in the SafeLink program. Service is good for one year and then participants will have to qualify again for the program. Each household can qualify for only one Lifeline account.

Friday, September 30, 2011

Parents without Partners is a great organization helping Single Parents everywhere.

The organization enhances the oppotunity for personal growth, self-confindence, and sensitivity for others while offering an environment for support, freindship and exchanging parenting techniques for single parents, as well as their children. 

Visit this site and become a better you! =]


http://www.parentswithoutpartners.org/

Coupons ~ Extreme Couponing will SAVE you money!

I think you'll like Grocery Coupon Network as much I as do.
Sign up and get free instant access to printable grocery store coupons from top manufacturers across all categories, redeemable at your favorite stores.
You'll also get access to free sample offers, discounts at top online stores, local daily deals, and other savings.
Check it out and sign up at www.GroceryCouponNetwork.com!

Thursday, September 29, 2011

American Opportunity, Hope and Lifetime Learning Education Credits

Question: Who can claim the Hope Credit or the American Opportunity Credit?

Answer: Generally, you can claim the Hope Credit if all three of the following requirements are met:
  • You pay qualified tuition and related expenses for the first 2 years of postsecondary education.
  • You pay the tuition and related expenses for an eligible student.
  • The eligible student is you, your spouse, or a dependent for whom you claim an exemption on your tax return.
You cannot claim the Hope Credit if any of the following applies:
  • Your filing status is married filing separately.
  • You are listed as a dependent in the Exemptions section of another person's tax return (such as your parents').
  • Your modified adjusted gross income can not be above a certain dollar limitation.
  • You (or your spouse) were a nonresident alien for any part of the tax year, and the nonresident alien did not elect to be treated as a resident alien for tax purposes. (For additional information, refer to Publication 519, U.S. Tax Guide for Aliens).
  • You claim the Lifetime Learning Credit for the same student in the same year.
In general, the Hope Credit is based on tuition and related expenses required for enrollment or attendance at an eligible educational institution.
For a taxpayer to claim the Hope Credit, the student for whom you pay tuition and related expenses must be an eligible student. To be an eligible student, generally, the student must:
  • Not have had expenses that were used to figure a Hope Credit in any 2 earlier tax years.
  • Not have completed the first 2 years of postsecondary education (generally, the freshman and sophomore years of college) before this tax year.
  • Must have been enrolled at least half-time in a program that leads to a degree, certificate, or other recognized educational credential for at least one academic period beginning in the tax year.
  • Must have been free of any federal or state felony conviction for possessing or distributing a controlled substance as of the end of the tax year.
For tax years 2009 and 2010, the American Opportunity Tax Credit modifies the Hope Credit as follows:
  1. The maximum amount of the credit is increased to $2,500.00.
  2. The credit can now be claimed for the first 4 years, not 2, of postsecondary education.
  3. The modified adjusted gross income limitations are increased.
  4. Qualified expenses include course materials.
  5. Generally, 40% of the Hope Credit is now refundable (up to $1,000).
However, for a student who attended an educational institution located in a Midwest disaster area, you can choose instead to claim the credit under the previous rules, but then you must use the previous rules for all students for whom you claim the credit.

FREE Anti-Virus Program

This is an amazing Anti-Virus Program and not only does it protect your computer hardware ~  it's FREE!

Give it a try now so your computer will be 100% protected.

http://download.cnet.com/AVG-Anti-Virus-Free-Edition-2012/3000-2239_4-10320142.html

Wednesday, September 28, 2011

Free Stuff with Free Sign up!

This is a site to sign up on for lots of free products, ranging from clothing and toys to kitchen and household items to even name brand items as Vera Bradley and Coach.  It's totally free to signup so join in on helping finds items you need and want.

http://www.listia.com/signup/16499

Once you join the Listia group from our link you will immediatley get 200 points ($200) to spend on anything you choose.  List any item and you will get points ($) for that too.  It's so easy and so much fun shopping for, all for FREE!

http://www.listia.com/signup/16499